Undergraduate student loan

Undergraduate students from the UK can access funding from the government. This is made up of a tuition fee loan and a maintenance loan to help cover living costs.

How much you can borrow

Tuition fees

Tuition fee loans of up to £9,250 per year are available for UK students who are starting a full-time undergraduate course at the University in 2024/25. This loan is paid directly to the University to go towards your tuition fees.

Living costs

Maintenance loans help with your living costs, such as food, accommodation and travel. This loan is paid directly into your bank account 3 to 5 working days after the university has confirmed your registration to the Student Loans Company.

For 2024/25, students funded by Student Finance England can borrow:

  • up to £8,610 if you live at home while you study
  • up to £10,227 if you live away from your family home.

Use the student finance calculator to estimate how much maintenance loan you could receive.

For students from WalesScotland or Northern Ireland, refer to your government website.

Previous study

Tuition fee funding for all years of another degree. 

You will not be eligible for a tuition fee loan or maintenance loan from Student Finance England if:

  • you already have an honours degree
  • your current course is at the same or a lower level than your previous course.

Read more about funding for second-degree students studying medicinedentistry, or veterinary science.

If compelling personal reasons affected your studies, you can apply for additional funding from Student Finance.

Part-time study

Part-time undergraduate students can apply for funding from Student Finance England, if:

  • you are studying over 25% of the full-time course in each year
  • you do not have a degree qualification already.

If you started your course in or after August 2018, you can apply for a tuition fee loan and maintenance loan. If you started your course before August 2018, you can apply for a tuition fee loan only. Find guidance on loans for part-time study on the GOV.UK website.

If you don't live in England, you can find further information on the following websites:

How to apply

  • Students from England: apply online at GOV.UK.
  • Students from other parts of the UK: apply online via your government website.


You must pay back the tuition fee loan and the maintenance loan. You will start to pay back the loans once you have finished or left your course. Repayments usually start in April, after you leave.

If you are funded by Student Finance England, you will begin to repay your loan when your income is:

  • over £25,000 a year if you started a course on or after 1 August 2023
  • over £27,295 a year if you started a course between 1 September 2012 and 31 July 2023.

For UK students, the Gov.uk website provides useful guidance on repaying your student loans.

Students from other regions

European Union

If you're coming to the UK from 1 January 2021, you may need to apply for a visa to study here.

Irish citizens do not need to apply for a visa or to the EU Settlement Scheme.

More information on student finance for students from the EU can be found at GOV.UK

International students

You must have enough funding in place for your living costs and your tuition fees before you arrive at university. You can use our funding search tool to look for relevant scholarships and bursaries.

Isle of Man and Channel Islands

Find out what living cost and tuition fee support is available from the relevant island government website:

University bursaries

All UK students will automatically be considered for funding from these schemes:

If you have an offer to study or are awaiting a decision, you are also invited to apply for additional funding.

Use our funding search tool to see if there are any other bursaries that you could apply for.

Foundation year

Find out how to apply for funding for the one-year Foundation in Arts and Social Sciences and Foundation in Science, Engineering and Mathematics.

Funding enquiries or money worries

Money advice queries:

Call our Student Services:
+44 (0)117 428 3000

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