Authors: Sara Davies, Andrea Finney, Sharon Collard and Lorna Trend
Funded by: Standard Life Foundation
Published by: Standard Life Foundation
Publication date: August 2019

This review was commissioned to help inform Standard Life Foundation’s strategic plan, which focuses on improving financial wellbeing in the UK. The principal aim of the research was to provide a critical overview of the empirical research related to consumer borrowing behaviour; to highlight the strengths and weaknesses of the existing evidence; and to identify gaps in the evidence base. It involved a structured, critical analysis of around 150 relevant items and an assessment of their methodological strengths and weaknesses.

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Borrowing behaviour - a systematic review (PDF, 851kB) | Does borrowing behaviour influence financial wellbeing (Key Findings) (PDF, 419kB)

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