Financial Fairness Tracker

The Financial Fairness Tracker is a partnership between the University of Bristol and abrdn Financial Fairness Trust. Twice each year 6,000 people across the UK are questioned on how their personal and household finances have been affected by changes in the economy. They are asked about their income, payment of bills, borrowing, debt, savings and other financial changes, including their ability to pay for essentials such as food. Each report is produced by a team from the Personal Finance Research Centre.

2025

Scottish household finances (PDF, 569kB)
Katie Cross, Jamie Evans and Sharon Collard

The financial wellbeing of UK households - Autumn 2024 (PDF, 1,945kB)
Jamie Evans, Katie Cross and Sharon Collard

2024

Impact of the budget (PDF, 617kB)
Jamie Evans, Katie Cross and Sharon Collard

Financial wellbeing and ethnicity: Household finances in the UK by ethnic group (PDF, 1,102kB)
Katie Cross, Jamie Evans and Sharon Collard

Bumpy road to recovery - Household financial wellbeing in May 2024 (PDF, 2,318kB)
Jamie Evans, Katie Cross and Sharon Collard

Scottish household finances: An overview of financial wellbeing in Scotland (PDF, 1,134kB)
Jamie Evans and Sharon Collard

2023

Turning a corner? The financial wellbeing of households in October 2023 (PDF, 991kB)
J‌amie Evans, Katie Cross and Sharon Collard

Technical appendix: Change of fieldwork company (PDF, 238kB) | Appendix tables (Google Docs)


Focus on housing - Exploring the financial wellbeing of different tenure groups (PDF, 914kB)
Jamie Evans and Sharon Collard


The 'new normal' - The financial wellbeing of households in May 2023 (PDF, 973kB)
Jamie Evans and Sharon Collard

2022

Prices rising, temperatures falling (PDF, 1,225kB)
Jamie Evans and Sharon Collard


The financial wellbeing of Scottish households (PDF, 913kB)
Jamie Evans and Sharon Collard