Students in University allocated accommodation have basic personal effects insurance provided as part of their accommodation contract. This page gives details of the policy for all University residences.

Cover for students starting in the 2023/2024 academic year is provided by Cover4insurance with their product Cover4students. The policy number is BRIS2022. All policies contain exclusions and conditions so please check the policy documents carefully.

For instance, bicycles are not insured under this policy and mobile phones are only covered (excluding Accidental Damage) when in your room. You can however, purchase top up covers directly from Cover4insurance, see their webpage.

The policy wording, key facts and a certificate of cover can be found below. ‌

UoB personal effects cover - students in accommodation - policy schedule 23-24 (PDF, 270kB)

UoB Campus insurance - policy wording 23-24 (PDF, 882kB)

UoB Student Possessions Insurance - summary of wording - 23-24 (PDF, 148kB)

Claims

If you need to claim you can find more information about how to do this on the dedicated cover4insurance claims webpage or: 

By telephone: 0161 772 3390
By Email: customerservices@cover4students.com
By Post: Cover4students, UK & Ireland Insurance Services (Online) Limited, The Stables, Old Co op Yard, Warwick Street, Manchester, M25 3HB.

Please be aware

• You must report thefts/unprovoked physical assault to the police within 24 hours of the loss/incident.
• Cover4insurance will need to see proof of ownership for lost or damaged items so please keep copies of purchase receipts for large items such as laptops and cameras.
• If you need any assistance please contact the Insurance Office and we will be happy to help – email: insurance-enquiries@bristol.ac.uk 

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