The most important thing to remember is not to worry about your finances alone. We can help and discuss what options are available to you.

Talk to someone

If you are concerned or need extra support, speak to a Money Adviser. We offer daily drop-in sessions on MS Teams, Monday - Friday, 10 am -11 am and 2 pm - 3 pm.

Or you can book a 1 to 1, 15-minute appointment with a Money Advisor by calling Student Services on 0117 428 3000. Appointments are held via MS Teams or by phone.

You can also request wellbeing support or contact your personal tutor.

Bank accounts

You may benefit from opening a student bank account which offers an interest free overdraft.

There is useful information for students on the Money Saving Expert website.

Apply for hardship funds

The Financial Assistance Fund provides a safety net if you find yourself in financial difficulties during your studies.

Dealing with debt

If you are in debt, speak to a debt advisory service such as Talking Money and arrange realistic payment plans based on the funds you have available. Prioritise paying off debts before spending out on other things. 

If you get a bad credit rating now, this could affect your future eligibility for other loans. This includes loans for mortgages, further education and credit cards. Bad credit rating will not be written off just because you are a student.

There are webpages where you can check your credit rating for free. The Debt Advice Foundation offers a student debt guide.

Plan ahead

Saving a little money aside each month means less anxiety and stress in unexpected circumstances, and can give you peace of mind throughout the year.

Don't give in to the pressure of what your peers are spending money on. Be strong and stick to your budgets.