Information for Students

Personal Possessions Insurance for Students in University allocated Accommodation

Students in University allocated accommodation have basic personal effects insurance provided as part of their accommodation contract. This page gives details of the policy for all University residences.

Cover for students starting in the 2022/2023 academic year is provided by Cover4insurance with their product Cover4students.  The policy number is BRIS2022. All policies contain exclusions and conditions so please check the policy documents carefully.

For instance, bicycles are not insured under this policy and mobile phones are only covered (excluding Accidental Damage) when in your room. You can however, purchase top up covers directly from Cover4insurance, see here: UoB Leaflet 22-23 (PDF, 497kB) or here

The policy wording, key facts and a certificate of cover can be found here: 

UoB_BRIS2022_Master_Policy 22-23 (PDF, 252kB)

UoB Campus Insurance Policy Wording 22-23 (PDF, 411kB)

UoB Summary of Cover 22-23 (PDF, 139kB)


If you need to claim you can find more information about how to do this on the cover4insurance claims webpage or here: 

By telephone: 0161 772 3390
By Email:
By Post: Cover4students, UK & Ireland Insurance Services (Online) Limited, The Stables, Old Co op Yard, Warwick Street, Manchester, M25 3HB.

Please be aware:

Travel Insurance for Erasmus/ Year Abroad Students

See the Travel Insurance page.

Placements and fieldwork (including EMS)

Please read our UoB Student Placement Guidance Flow 10.22 (PDF, 289kB)

A‌nd also: UoB Placement or Year Abroad FAQ 10.22 (PDF, 161kB)

Personal Accident Insurance

The University has purchased Personal Accident insurance to cover all registered students whilst:

Like all insurance policies there are limitations.  Please read the policy wording carefully: Endsleigh Students PA Policy Schedule - Bristol - Non Sport - 2021-22 (PDF, 374kB)

This policy should not be a substitute for adequate travel insurance.

Students' Union Activities

The University of Bristol Students’ Union is included under the University of Bristol’s insurance arrangements as regards legal liability risks. 

The Public Liability insurance includes member to member liability for members of most Student Union clubs or societies (excluding clubs involved with aerial (e.g. sky diving), underground (e.g. caving), water (e.g. yacht club) activities - members of clubs in these excluded areas should ask their club for details of their Public Liability insurance).